Question 1

What exactly is an outsourced CFO?

Accepted Answer

An outsourced CFO is a financial director who works with your company on a recurring basis without being a full-time employee. They are responsible for structuring your financial strategy, helping you understand your actual cash flow, anticipating funding needs, and preparing your company for orderly growth.

Question 2

I'm not sure if I need a CFO… how do I know if it's the right time?

Accepted Answer

If you find yourself asking questions like "How much runway do I actually have?", "When should I raise capital?", or "Can I afford to hire this person?", you probably need one already. Many startups don't bring on a CFO because they think it's only for "big companies." In reality, the sooner you organize your financial structure, the fewer mistakes you'll make while scaling.

Question 3

How is this different from my accountant or tax advisor?

Accepted Answer

Your accounting firm handles tax and bookkeeping compliance. We handle financial strategy. We work in coordination with your accountants, but our role is to help you decide how much to invest, when to hire, when to seek financing, and under what terms to achieve your growth goals.

Question 4

At what stage does it make the most sense to hire an outsourced CFO?

Accepted Answer

We work with startups from pre-seed stages all the way to scale-ups. In the early stages, the focus is usually on building the financial model and preparing for the first round or public funding strategy. In seed or Series A stages, the work shifts toward optimizing metrics, investor reporting, and strategic planning. For scale-ups, we move into more complex structures: advanced budget control, scenario analysis, and board support. Each stage has different needs, and our support adapts to them.

Question 5

Do you work with companies in any sector?

Accepted Answer

Yes. We work with SaaS, marketplaces, biotech, healthtech, fintech, cleantech, logistics, foodtech, audiovisual production companies, and more. More than the sector, what matters is that the company has growth ambitions and needs a financial structure to scale. We adapt the financial model to each type of business.

Question 6

Can you help us with public funding like ENISA or CDTI?

Accepted Answer

Yes. At Intelectium, we integrate financial planning with public funding strategy so that the process isn't just an isolated task, but a coherent part of the company's growth. We work on the financial structure, the model, and the economic narrative beforehand to ensure the company meets the requirements and improves its positioning with entities like ENISA or CDTI. Applications are prepared by our specialized public funding department, with a team dedicated exclusively to these types of calls. This allows us to be agile in gathering and submitting documentation, optimizing submission timelines, and supporting the company throughout the entire process until the resolution. Furthermore, our public funding business model is 100% success-based, aligning our interests with those of the company.

Question 7

Do you also provide support for private investment rounds?

Accepted Answer

Yes, for plans that include full strategic support. We assist in preparing the financial model for investors and guide you through the process until the deal closes. Our approach is to structure the round properly, not just close it.

Question 8

How much does an outsourced CFO cost?

Accepted Answer

It depends on the scope and complexity, but it is always a fraction of the cost of a full-time CFO. It allows you to access financial expertise without significantly increasing the company's fixed overhead.

Question 9

When will I start seeing results?

Accepted Answer

In just a few weeks, you will have real clarity regarding your cash flow, funding needs, and projections. From that point on, financial decisions will no longer be based on intuition, but on structured data.

Question 10

Do you only work in Barcelona?

Accepted Answer

No. We work with startups and innovative SMEs throughout Spain, as well as international companies operating in the Spanish market. Our support is primarily remote, with in-person visits when the project requires it.

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