In this article, we explain everything you need to know about this Enisa line: who it is aimed at, how much you can apply for, what conditions it offers and how to submit a solid application.
What is the ENISA Audiovisual and Cultural and Creative Industries line?
Its objective is to support and promote innovative business projects promoted by small and medium-sized companies in the audiovisual and video game sectors, as well as in the cultural and creative industries.
The line is active in 2026 with a permanent window open, meaning that there is no closing period and applications can be submitted at any time of the year.
Responsible institutions
Enisa together with the Ministry of Economic Affairs and Digital Transformation and the Ministry of Culture and Sports.
Who is it aimed at?
The company profile that fits this line is broad: any Spanish SME that operates in the audiovisual field, video games or cultural and creative industries, provided that its activity has a relevant digital component and a business project with a track record. It doesn't matter if the company has just been established or has been in the market for years, the line is designed both for start-up projects and for companies that want to consolidate, grow or take the international leap.
In practice, this covers a wide spectrum of activities: from animation studios and audiovisual producers to video game developers, post-production companies, digital content producers, publishers, record labels, cultural distributors and any project that combines creativity with digitalization. If your company generates value in the cultural or creative chain with a scalable business model, this line is probably worth exploring.
Characteristics of loans
The minimum loan amount is €25,000 and the maximum is €1,500,000. To determine the amount, among other factors, the amount of own funds and the financial structure of the company will be assessed.
- Expiration: Maximum 9 years
- Lack of principal: up to 7 years
- Interest rate: Euribor + 2%/3.75% (tranche 1) + variable according to profitability (tranche 2, max. 3%-8%)
- Opening commission: 0.5%
- Amortization: quarterly
- Endorsements: no additional guarantees are required from the project itself
Main requirements
To access this line, the company must be domiciled in Spain and have its own legal personality and comply with the definition of SMEs established by the European Union.
The project must demonstrate real technical and economic viability, and be based on a business model with a clear differential component: either through innovation, novelty or recognizable competitive advantages compared to the market.
One of the most decisive requirements is that of equity: the company's net worth must be at least equivalent to the amount of the loan requested. This implies that the company must have co-financed the project with its own resources, which ENISA interprets as a sign of real commitment on the part of the promoting team.
As for financial documentation, it is required to submit the accounts for the last closed financial year duly deposited with the Mercantile Registry. If the amount requested exceeds €300,000, these accounts must be audited by an external auditor.
Frequently Asked Questions about ENISA Audiovisual
How long does it take to resolve an ENISA Audiovisual request?
The usual process, from the submission of the application to the resolution, ranges from 2 to 4 months, depending on the load of applications and the documentation provided.
Can I apply for this line if my company is less than a year old?
Yes. The line is open both to newly created companies and to projects in the growth or internationalization phase. What is decisive is the soundness of the business plan and compliance with the equity requirement.
What happens if the company changes ownership after receiving the loan?
ENISA has the option of declaring the early maturity of the loan in the event of a change in the majority of control or global transfer of assets, with the corresponding penalty established in the terms of the loan.
At Intelectium, we are experts in applying for and managing grants from Enisa. We help you assess your startup's eligibility for the call. Once analyzed, we prepare a detailed report through which we can request and manage help. We operate under a completely success-oriented model, in which we don't charge initial set up fees to start working, but we are at risk and only get paid if we get funding for the company. Get in touch with us hither for expert advice.
