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7/21/26

A business plan with a corporate strategy cannot survive without weekly financial control and differentiated review cadences. Discover why plans fail and how to keep them alive.

Business plan with corporate strategy for Spanish startups: Why it breaks down in the first 90 days

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3 min read

Innovation X Climate: ENISA's new 300 million euro line for SMEs innovating against climate change

The Ministry of Industry and Tourism has launched Innovación X Clima, a line managed by ENISA with 300 million euros in participatory loans for SMEs innovating against climate change.

7/24/26

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3 min read

Financial control and KPIs in restaurant and hospitality SaaS: the adaptation most people skip

KPIs and financial control in restaurant and hospitality SaaS: how to adapt MRR, churn, and due diligence to a vertical with mixed contracts and seasonality.

4 min

7/22/26

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3 min read

Revenue-based financing: what it is, what it really costs, and when it makes sense for your startup

Revenue-based financing in Spain: how it works, eligibility criteria, real cost versus equity, and when it makes more sense than ENISA or venture debt.

7/22/26

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3 min read

Business plan with corporate strategy for Spanish startups: Why it breaks down in the first 90 days

A business plan with a corporate strategy cannot survive without weekly financial control and differentiated review cadences. Discover why plans fail and how to keep them alive.

4 min

7/14/26

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3 min read

Accounting advisor vs. CFO: they are not interchangeable

The difference between an accounting advisor and a CFO doesn't depend on the size of the company or the available budget: it depends on the role each one plays.

7/13/26

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3 min read

How to improve your company's profitability once you have traction: the levers that matter

More revenue doesn't always mean more profit. This guide is for companies that are already selling and need that to translate into real margins and predictable cash flow.

7/7/26

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3 min read

New ACCIÓ 2026 grants for R&D&I: three non-repayable grants for innovative startups and SMEs in Catalonia

Up to €250,000 in non-repayable grants for R&D projects. ACCIÓ will soon open calls for its three business innovation schemes for companies based in Catalonia.

7/7/26

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3 min read

Financial metrics for startups: what to measure, when, and why cadence changes everything

A CFO doesn't measure everything all the time. In 2026, Spanish investors demand real data, not weekly estimates disguised as rigor. This guide explains which metrics each stage needs, how often, and what benchmarks define a financially healthy startup today.

5 min

7/2/26

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3 min read

Corporate Tax 2026: The 15% Rate Is Not Automatic for Startups

Everything you need to know about rates, reserves, and contributions before the fiscal year closes.

7/1/26

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3 min read

ENISA para startups: préstamos participativos (2026) | Intelectium

ENISA financia startups sin avales con préstamos de 25.000 € a 1,5 M€. Guía 2026: líneas activas, requisitos, proceso y errores frecuentes.

8 min

6/25/26

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3 min read

INNOGLOBAL 2026 (CDTI): Non-repayable grant for R&D projects in international cooperation

INNOGLOBAL is the CDTI call for applications that finances the participation of Spanish companies in R&D projects developed in international consortia with non-repayable grants.

5 min

6/18/26

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3 min read

CFO externo para startups: guía completa de funciones, fases y cómo elegir el tuyo

Qué hace un CFO externo, cuándo lo necesita tu startup y cómo elegir el tuyo. Guía práctica con checklist, métricas y criterios de Intelectium tras 450+ startups acompañadas.

15 min

6/15/26

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3 min read

Grants for Startups in Spain

Complete Guide to Non-Repayable Grants for Startups in Spain 2026: NEOTEC, Torres Quevedo, EIC Accelerator, and regional programs. Which to apply for and when.

8 min

6/4/26

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3 min read

Public Funding for Startups in Spain (2026): ENISA, CDTI, ICO, and more

Reference guide to all public funding instruments available for startups and SMEs in Spain in 2026: from ENISA and CDTI to regional lines and European programs. Access all the information in a single article.

15 min

5/29/26

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3 min read

Intelectium Success Story: Multiplo Capital, the digital financial advisor democratizing wealth management in Spain

Meet the Spanish startup, regulated by the CNMV, that brings personalized wealth management advice to any saver

5/28/26

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3 min read

The paradigm shift in R&D qualification for AI projects: what has changed, how to detect it, and how to adapt

Until 2025, integrating machine learning or NLP was sufficient grounds to access public R&D grants. Since the second half of the year, evaluators have been applying a radically different logic. Here's what has changed and how to adapt your project. Author: Anna Casòliva, Head of Funding at Intelectium

4 min

5/21/26

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3 min read

Intelectium success story: YUP is promoting a project of more than 750,000€ together with the CDTI, to develop the next generation of urban micromobility infrastructures, obtaining more than 360,000€ through the CDTI Cervera line for execution.

Promoting innovation in urban mobility through CDTI Cervera funding

4/29/26

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3 min read

ACCIÓ 2026 grants for Catalan startups and SMEs

Updated summary of ACCIÓ's main lines of aid in 2026 by type, beneficiary and application deadline or

4/27/26

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3 min read

War, Geopolitics, and the 6-8 Trillion Dollar Technological Revolution: The Matrix of Four Scenarios

By: Patricio Hunt, Intelectium Managing Partner

4/22/26

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3 min read

Intelectium x Avançsa webinar: keys to the funding instrument of the Government of Catalonia

On April 15, we held a webinar with Avançsa in which more than 40 people had the opportunity to learn first-hand how this regional funding instrument works

4/16/26

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3 min read

CDTI 2026 Science and Innovation Missions Program

The CDTI Science and Innovation Missions Program is one of the most ambitious R&D calls in the Spanish innovation system: wide-ranging cooperative projects that respond to the country's major socio-economic challenges.

4/15/26

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3 min read

How to achieve a clearer financial visibility of your company: the key is to correctly calculate the margin per business unit

A practical guide to understanding which lines of business actually generate value and which are destroying profitability

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3 min read

Pricing strategy: How to set prices that maximize revenue and margin

A pricing error can compromise years of work, turning volume growth into a trap that destroys value instead of creating it.

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3 min read

Why control cash flow on a weekly basis (and how to do it right)

Checking the treasury once a month may be sufficient in stable companies. In innovative startups and SMEs that are growing, it is not.

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3 min read

External CFO for ecommerce: functions, KPIs and why more and more online stores need it

Ecommerce in Spain exceeded 100 billion euros in 2025, according to the CNMC.

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3 min read

Analysis of European Venture Capital in 2025: selective recovery and extreme concentration

By: Patricio Hunt, Intelectium Managing Partner

4/6/26

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3 min read

Intelectium success story: Tribu House gets €100,000 through the ENISA Digital Entrepreneurs line to scale up its family reconciliation model in Barcelona

Tribu House combines educational play, flexible child care and parental well-being in one space.