Intelectium

Conectar accounting y CFO desde el día uno evita rondas perdidas. Qué automatizar, qué métricas vigilar y qué errores cuestan más caro de lo que parece.

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3 min read

Planificación Financiera Empresarial: la Cadencia y los Escenarios que Protegen tu Liquidez

Por qué la planificación financiera empresarial falla si no calibras la cadencia de revisión de cada métrica y confundes los tres tipos de break-even.

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3 min read

Cómo Invierten los Fondos de Venture Capital: Criterios, Proceso y Errores que Cierran Puertas

Qué exigen realmente los fondos VC antes de invertir, qué errores repiten los founders en el proceso y cómo se lee el mercado español de venture capital hoy.

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3 min read

Startup funding plans: why 80% fail before reaching the investor

Runway, funding architecture, and actual closing timelines: why most funding plans die before reaching the investor.

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3 min read

How to build a startup budget that is actually useful for decision-making

3 layers, 5 scenarios with triggers, and the Rule of 40: the framework for a business budget that is actually used for decision-making.

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3 min read

A monthly financial forecast is not optional for startups with a short runway

With less than 18 months of runway, reviewing your forecast every quarter isn't being prudent: it's flying blind. Cadence, scenarios, and optimistic bias.

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3 min read

E-commerce stock management: the 3 types of inventory that tie up your cash in different ways

Not all inventory weighs the same. The 3 types of e-commerce stock, the VAT no one sees, and how to finance it without destroying cash flow

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3 min read

CEO and CFO: balancing profitability and financial risk: synchrony over roles

Why the classic CEO/CFO divide fails in Spanish startups, and the cadence and kill switches we use at Intelectium to prevent it

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3 min read

2026 Corporate Income Tax: what a bank or investor looks for in your effective tax rate

Your 2026 Corporate Income Tax effective rate is more than just a tax figure: it is the first thing a bank or investor checks. How to safeguard it before you negotiate.

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3 min read

E-commerce financing: how to choose the right instrument based on your cash cycle

RBF, confirming, factoring, or ENISA: how to choose the right e-commerce financing instrument based on your Cash Conversion Cycle.

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3 min read

Why your SaaS pricing might be destroying value before your Series A

How SaaS pricing affects your CAC payback, NRR, and Series A valuation multiple. The most costly mistakes in Spain.

New and worthly

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3 min read

Investor pitch deck:

How to build a pitch deck that secures investor meetings: structure, unit economics, and common deal-breaking mistakes in Spain.

Accounting y CFO en Startups: Por Qué Separarlos Te Sale Caro (y Cómo Conectarlos Bien)

Planificación Financiera Empresarial: la Cadencia y los Escenarios que Protegen tu Liquidez

Cómo Invierten los Fondos de Venture Capital: Criterios, Proceso y Errores que Cierran Puertas

Startup funding plans: why 80% fail before reaching the investor

How to build a startup budget that is actually useful for decision-making

A monthly financial forecast is not optional for startups with a short runway

E-commerce stock management: the 3 types of inventory that tie up your cash in different ways

CEO and CFO: balancing profitability and financial risk: synchrony over roles

2026 Corporate Income Tax: what a bank or investor looks for in your effective tax rate

E-commerce financing: how to choose the right instrument based on your cash cycle

Why your SaaS pricing might be destroying value before your Series A

Investor pitch deck: